Bank Simulator

Simulation· Management· Economy· Shop Keeper

Early access since Jun 2025

Build and manage your financial empire from a small bank to a global powerhouse. Approve loans, trade bonds, hire staff, and master the market in Bank Simulator a business management sim and banking tycoon where every economic decision impacts your bottom line

70% positive · 391 reviews

Not yet

In early access, content still planned

High confidence

Content Planned

Not yet

In early access, content still planned

High confidence

Content Planned

Where to buy

Steam Updated 12 Oct 2026 $14.99

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Evaluation

Bank Simulator entered Early Access on June 6, 2025 and has been receiving a steady stream of major updates throughout its first year. The development timeline includes Extreme Banker Mode (July 2025), a Bigger Map and Graphics Overhaul (September 2025), the Wall Street Bond Trading Update (February 2026), and a Quality of Life update with an in-game tablet and rebuilt loan screen (April 2026). On June 6, 2026 — the game's one-year anniversary — the developer posted a candid development update acknowledging that the originally promised 1.0 full release date had passed without shipping, explaining they are holding off until the game meets their internal quality bar. They confirmed active work on the next major update. On August 21, 2026, the developer announced a closed playtest for EA V2.0 — described as the biggest update built for Bank Simulator — featuring ground-up rebuilds of the Loan, Bond, and Marketing systems, a reworked money flow system, ATM Rooms replacing the ATM car, and additional unannounced content. Most recently, on September 25, 2026, the developer confirmed that a major update called "The Big Deal" will launch on October 19, 2026 — just 17 days from today's date. The developer describes it as a transformative release that will rebuild and expand significant portions of the game, with a secret playtest running in early October. This is a firm, dated commitment with a public announcement. The game remains in Early Access with a major update days away and the developer actively communicating and on schedule.

Evidence

Developer announces 'The Big Deal' update launching October 19, 2026, described as a transformative release with rebuilt and new systems. A secret playtest was opened in early October ahead of the release.

news post · Sep 25, 2026 source content planned

high

Developer announces a closed playtest for EA V2.0 — the biggest update yet — featuring ground-up rebuilds of Loan, Bond, and Marketing systems, ATM Rooms, a Cash Car, and additional unannounced content.

news post · Aug 21, 2026 source content planned

high

Content

1 of 1 released · no outstanding content

Released

Bank Simulator Playtest

Oct 2026

Media

Details

Developer

Strong Bow Games

Publisher

Strong Bow Games

Achievements

Platform

Windows

Controller

—

Steam Deck

Playable

Players

Single-player

Simulation Management Economy Shop Keeper Capitalism Immersive Sim Job Simulator Trading First-Person Resource Management Life Sim Time Management Realistic Sandbox Casual

About this game

Teller Office & Customer Service: Stay Alert

Manage deposits, withdrawals, and account openings while staying vigilant. Watch out for counterfeit money, customers requesting more than their account balance, and other suspicious transactions. Verify information carefully and make smart decisions to protect your bank from fraud and losses.

Hiring System: Build Your Team

Interview candidates with varying salary requests and skill levels. Some Experts come cheap, some Novices ask for premium pay, it's your job to evaluate if they're worth it. Experience (Novice, Qualified, Expert) directly affects performance across all roles: Tellers, Bond Analysts, and Marketing Analysts. Choose carefully and build a cost-effective workforce.

Bonds: Investment & Risk Management

Make strategic bond investments in a dynamic market affected by real-time economic news. Assign employees to analyze bonds and discover hidden information, legal issues, financial problems, etc. Earn through coupon payments or sell bonds early for profit, or hold until maturity for face value. Balance safe low-yield bonds against risky high-return options, and watch out for defaults that could cost you. Track your performance with ranking and history systems as you develop your investment strategy.

Loans: Risk Assessment & Interest Management

Carefully review loan requests and verify applicant information to prevent defaults. Set interest rates strategically. Make informed decisions to protect your bank from financial losses.

Marketing: Grow Your Customer Base

Hire Marketing Analysts to create and analyze advertising campaigns. As the manager, review and approve their proposed campaigns to attract new customers and grow your bank's client base.

Armored Car: Expand Your Empire

Transport ATMs across the city and deploy them in different locations to grow your banking network. Use the armored car to expand beyond your office and generate passive income. Exciting new features and strategic mechanics coming in future updates.

Tools: Money Handbag, Trash Basket & Cleaning Brush

Use the handbag to fill or empty items, the trash basket to collect garbage, and the cleaning brush to clean dirty walls.

Customizations: Build Your Brand

Personalize your bank with custom furniture, flooring, colors, and layout changes. Choose your own bank name and design every detail to match your unique style and vision.